How health-care reform could discourage Americans from working

Starting next year, the Affordable Care Act will create individual health-insurance exchanges in each state. That will make it easier for people to buy insurance on their own and, as a result, will weaken the longstanding link in the United States—unique among industrialized countries—between having health-care coverage and holding a job.

But the federal law could also prompt nearly one million people nationwide to drop out of the workforce, according to new research from “Public Health Insurance, Labor Supply, and Employment Lock,” NBER working paper, July 2013.